▶ 2026 DoD BAH · San Diego MHA · Live Data

San Diego BAH-to-Equity Calculator

Select your rank. Get your exact 2026 BAH, VA buying power, and a real 3-year wealth comparison vs. renting at Acqua Vista in Little Italy.

bah-equity-calculator.exe · MHA: SAN · 2026
LIVE
With dependents
Without dependents
E-7 w/dep
2026 San Diego BAH
$3,972
Monthly · DoD MHA: SAN
VA Buying Power
$580,000
Max loan at 6.75% · $0 down · No PMI
Monthly PITI
—
At buying power
BAH vs PITI delta
—
Monthly
3-yr equity built
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Appreciation + principal
Down payment saved
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vs. 20% conventional
Wealth Gap Visual — 3-Year Comparison
Your BAH
VA buy PITI
Acqua Vista rent
Rent lost to Acqua Vista VA equity built Wealth gap (cumulative)
3-year rent vs VA equity comparison chart.
Scenario A — Rent at Acqua Vista
Monthly rent (1BR)—
Annual rent increase (3%)—
Equity returned$0
3-yr total paid—
Scenario B — Buy with VA Loan
Down payment$0
PMI ever$0
Home appreciation (4%/yr)—
Principal paydown—
3-yr total wealth built—
Acqua Vista — Real-World Benchmark
◆ VA-Approved Building · 425 W Beech St, Little Italy, San Diego 92101
✓ VA Approved · ID #00494
Acqua Vista
Little Italy · Downtown San Diego · 92101
Building18-story high-rise · 382 units
VA statusApproved (ID #00494)
FHA statusApproved (ID #S013453)
Active listings$475K–$695K (7 units)
Median sale$500,000
1BR rent est.~$2,800–$3,200/mo
HOA managementSeabreeze Management Co.
Amenities24/7 concierge, valet, pool, gym
MCRD gate~10 min
NAB Coronado~12 min
Your rank analysis vs. Acqua Vista
Select a rank to generate your Acqua Vista comparison.
⚠ Pre-Flight Advisory — Required Reading Acqua Vista has a 3.8-star HOA rating. One verified owner review states: "Awful. Corrupt HOA and Board. I was an original owner and sold due to the corruption and outright dishonesty." Before any offer: verify current VA registry status, request 12 months of HOA financials and board minutes, confirm owner-occupancy ratio (>50% VA requirement), and check for active litigation. Our Pre-Flight process handles all of this at zero cost to you.
Jeffrey's Direct Analysis
JV
Jeffrey Vidal
USCG Veteran  ·  MBA  ·  CA Broker  ·  VA Loan Specialist

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